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Insurance Made Easy
Insurance Made Easy
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Hair & Beauty Salon Insurance Policies

Hair & Beauty Industry

IME has many years experience arranging insurance protection programs for the Hair and Beauty Industry.

Insurance Made Easy has  negotiated exclusive national rates with one of Australia’s largest insurers for Business Insurance specifically aimed at the Hair and Beauty industry.

Hair and Beauty Technician

A business package through Insurance Made Easy can accommodate all practitioners ranging from home salon operators, mobile technicians through to multi-location salon owners and operators. A full range of business coverage is available including essential Treatment Risk.

Our coverage includes most forms of therapy and services including IPL-Radio Frequency Body Contouring, Laser Treatment, Peels and Cosmetic Tattooing.

Whether you are a Beauty Therapist, Hairdresser, Nail Technician or Make-up Artist we can tailor a package to suit your needs. In addition, we have a monthly payment facility available.

Our coverage includes most forms of therapy and services including IPL-Radio Frequency Body Contouring, Laser Treatment, Peels and Cosmetic Tattooing. It is highly recommended that you review your current policy particularly your coverage in connection with all of the treatments that you perform to ensure that you are adequately covered.

Monthly payments available, no additional charges – It’s that easy!

Treatment Risk – What is it?

Your career in the beauty industry exposes you to potential liabilities because of failed treatments or client reactions to treatments resulting in a claim being made against you. It is important that your Public Liability insurance extends to cover these circumstances. A policy with Insurance Made Easy will provide the full policy limit on treatment risk.

FAQ

Do I work from more than one salon? Will the insurance cover me in more than one situation?

The policy offered through Insurance Made Easy has the provisions for Australia wide cover for Public Liability and Treatment Risk. We can also provide cover for General Property for your mobile equipment.

What happens if I employ someone?

Insurance Made Easy can tailor a policy for your individual needs and cover all staff members. In most cases, this does not result in a higher premium but when hiring more staff to remember to contact our office.

You mentioned I am covered for treatment risk.

All insurance policies have certain exclusions and it is important you understand each of these. Insurance Made Easy can assist in obtaining cover for all your activities, as required. In our standard policy the below activities are not covered:

What types of activities are not covered?*

*Personal injury caused directly or indirectly by:

  • Body Piercing, other than the nose, ear, eyebrow and navel where gold, silver or platinum sleepers or studs are used.

  • Tattooing other than cosmetic tattooing.

  • Sclerotherapy

  • Collagen implantations or injections.

  • Treatments and/or procedures that are required by law to be performed by a duly qualified medical practitioner.

*Personal injury caused directly or indirectly by ownership, operation, maintenance or use of:

  • Solariums, sunbeds or tanning machines

  • Spas and Saunas

Hair, Beauty & Business Insurances
4 Page Brochure - Download

SCIENCE OF BEAUTY PUBLICATIONS

  • Apr 2016 ‘Why use an insurance broker?’

  • Oct 2016 ‘Cyber risk insurance? Part 1’

  • Dec 2016 ‘Cyber risk insurance? Part 2’

  • Jun 2017 ‘A cyber safe Beauty Industry’

  • Aug 2017 ‘Why you need insurance protection’

  • Feb 2018 ‘Why you should use an insurance broker’

  • Apr 2018 ‘Get the right insurance cover for your business’

  • Jun 2018 ‘The risky business of risk management’

  • Oct 2018 ‘What is product recall insurance?

  • Dec 2018 ‘Importers Beware’

  • Feb 2019 ‘A better insurance claim outcome’

  • Apr 2019 ‘The risky business of risk management’

  • Jun 2019 ‘Private Labelling products – do you need Liability Insurance?’

  • Aug 2019 ‘In the Information Age, it isn’t a matter of IF it will happen – as to WHEN it will happen’

  • Oct 2019 ‘Social Engineering isn’t just a buzz word’

  • Dec 2019 ‘Fraud mitigation’

  • Feb 2020 ‘Why is treatment risk insurance so important?’

  • Apr 2020 ‘Making sure your Cosmetics Business Insurance is on target’

  • Jun 2020 ‘Making sure you know the difference between’

  • Aug 2020 ‘Getting down to Business (Insurance) in 2020’

  • Nov 2020 ‘Making sure your Goods are Insured in Transit’

  • Feb 2021 ‘The Liability of not having Product Liability Insurance’

  • Apr 2021 ‘Social Engineering – What is it?’

  • Jun 2021 ‘Recalling why Product Recall Insurance is so important for the Cosmetics Industry’

Your Trusted Specialists

IME Insurance Made Easy has a team of very specialised insurance experts that have  years of knowledge  in the assessment of insurance risks and claims, so when they are assisting one of our clients or liaising with the Underwriter their knowledge is unsurpassed and respected within the industry.

We are not just Insurance Brokers, we form relationships, which sets us apart from the Industry.

Insurance Services:

  • Public Liability

  • Professional Indemnity

  • Management Liability (Directors & Officers)

  • General Property (all risks-mobile equipment)

  • Income Protection

  • Vehicles

  • Group & Corporate Travel Insurance

  • Cyber Insurance

Contact Us

Didn’t find the answer?

If you were unable to find the answer to your question, please submit your question in the form below and someone will return your enquiry in a timely manner.

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IME Insurance Made Easy

IME Insurance Made Easy is a licensed Insurance Broker operating under Australian Financial Services Licence Number 285920.

IME Insurance Made Easy is a registered trading name of Made Easy Financial Group Pty Ltd ABN 63 095 849 497.




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