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Pool Inspectors Insurance Policies
Pool Inspectors Industry
Working closely with the Aquatics Industry has taught us the significance and importance of water and pool safety. Over the past 12 years, we have developed a unique industry-leading Professional Indemnity and Public Liability coverage for the industry-leading Associations such as Austswim, Royal Lifesaving, Aquatics & Recreation Victoria. In addition, we work closely with over 500 learn-to-swim teachers and swimming complexes all around Australia. This has led to the development of a competitive and broad policy coverage compliant for the Queensland Pool Inspectors Program.
Policy Coverages:
Professional Indemnity Insurance:
How does Professional Indemnity Insurance work?
Professional Indemnity Insurance is a form of liability insurance that helps protect professionals when providing professional advice and services. The insurance has the provision for the cost of defending a negligence claim made against you and any damages awarded in a civil lawsuit.
The cover is provided for alleged failure to provide services either by error or omission resulting in a client suffering a financial loss.
Professional Indemnity Insurance also provides for the defence costs, including when the legal action turns out to be frivolous.
Public Liability Insurance
Should I take out Public Liability Insurance in addition to Professional Indemnity Insurance?
Public Liability Insurance is a crucial shield for your business, safeguarding you from any negligence, physical injury or property damage. In our increasingly litigious society, it's vital to ensure your business activities, whether on or off-site, are properly protected and adequate.
Consider a scenario where a client trips over your equipment at their home, resulting in a loss of income due to time off work. In this case, you may be deemed negligent and have damages awarded against you. However, if you have a Public Liability Insurance policy, it would respond to this situation. This policy is particularly useful in instances that are not related to professional advice claims, such as those covered by professional indemnity insurance. It covers the cost of the claim after negligence has been established, or, if no negligence is involved, provides cover for the legal defence costs.
General Property Insurance
General Property
We can also assist in insuring General Property providing cover for portable items such as iPads and laptops in addition to Personal Accident & Illness policies.
