Pool Inspectors Insurance Policies
Working closely with the Aquatics Industry has taught us the significance and importance of water and pool safety. Over the past 12 years, we have developed a unique industry leading Professional Indemnity and Public Liability coverage for the Industry leading Associations such as Austswim, Royal Lifesaving, Aquatics & Recreation Victoria. In addition, we work closely with in excess of 500 learn to swim teachers and swimming complexes all around Australia. This has led to the development of a competitive and broad policy coverage that is compliant for the Queensland Pool Inspectors Program.
Professional Indemnity Insurance:
How does Professional Indemnity Insurance work?
Professional Indemnity Insurance is a form of liability insurance that helps protect professionals when providing professional advice and service. The insurance has the provision for the cost of defending a negligence claim made against you and any damages awarded in such a civil lawsuit.
The cover is provided for alleged failure to provide services either by error or omission resulting in a client suffering a financial loss.
Professional Indemnity Insurance also provides for the defence costs, including when legal action turns out to be frivolous.
Public Liability Insurance
Should I take out Public Liability Insurance in addition to Professional Indemnity Insurance?
Public Liability Insurance protects your business for any negligence which results in either physical injury or property damage. With society becoming more litigious it is important that you properly protect your business activities whether they are conducted on or off site.
A claim could result from a client tripping over your equipment whilst at their home and as a consequence suffering a loss of income due to time off work. In this particular circumstance you may be deemed negligent and have damages awarded against you. In this particular instance a Public Liability Insurance policy would respond. As this is not a Professional advice claim (such as that which may fall under a professional indemnity coverage) you would need a Public Liability Insurance policy which covers the cost of the claim after negligence has been established, or, if no negligence is involved, provide cover for the legal defence costs.
General Property Insurance
We can also assist in insuring General Property providing cover for portable items such as iPads and laptops in addition to Personal Accident & Illness policies.
Your Trusted Specialists
IME Insurance Made Easy has a team of very specialised insurance experts that have years of knowledge in the assessment of insurance risks and claims, so when they are assisting one of our clients or liaising with the Underwriter their knowledge is unsurpassed and respected within the industry.
We are not just Insurance Brokers, we form relationships, which sets us apart from the Industry.