Insurance Made Easy
Tailored to suit your business
Virtual Assistants Insurance Policies
Virtual Assistants Industry Insurance
Insurance Made Easy provides a competitive insurance offering for all Virtual Assistants. With over 20 years of experience supporting small to medium businesses with their commercial insurance needs, we are well-positioned to advise you on Professional Indemnity, Public Liability, Cyber and any other Business insurance requirements. We believe no other insurance broker in Australia is better suited to arranging your insurance requirements simply because we understand the Virtual Assistants' industry.
How Does Professional Indemnity Work?
Professional Indemnity Insurance protects professionals by covering the cost of defending negligence claims and any damages awarded in a civil lawsuit. It safeguards against alleged failure to provide services, whether due to error or omission, that could result in a client's financial loss.
Consider this scenario: You provided services to a client in 2018. However, it wasn't until 2020 that the client believed your work and advice caused them a financial loss and lodged a formal complaint. This is the point when a claim may arise, and it's crucial to have current Professional Indemnity Insurance, even if the work was done two years ago. This highlights the importance of being prepared and proactive.
This is why it's crucial to renew your insurance annually.
Professional indemnity insurance also covers defence costs, including when legal action turns out to be frivolous.
Major Features Include:
◉ Major Insurer Lloyds of London
◉ 1 Reinstatement of Sum Insured
◉ Based on Income up to $100,000
◉ Your own individual insured limit (Unlike some that are group scheme & share insured limits)
◉ Subcontractors cover can be covered on application
Policies Coverages:
◉ Employees are automatically included
◉ Retroactive Cover – Covers you for all past work provided that you have had continuous Professional Indemnity Insurance
◉ Unintentional Libel / Slander Defamation
◉ Run-Off Cover – Why is it important?
Run-Off Cover can be arranged for free up to 2 years. It is important for you to call our office for further information & advise how this benefit can be activated prior to you ceasing business operations.
Public Liability
If you have Professional Indemnity Insurance with Insurance Brokers as part of this program, we can offer you preferential insurance coverage and premiums for your Public Liability Insurance.
Public Liability Insurance protects your business from negligence that results in injury to someone or damage to someone’s property. With society becoming more litigious, it is crucial to have the security provided by this coverage as you can go about your day-to-day business activities.
Consider this scenarion: If a client is injured after tripping over your laptop cable at your or their premises, you would need Public Liability Insurance. This policy covers the claim costs if negligence is proven, or it covers legal defence costs if no negligence is involved. This type of claim is not covered by Professional Indemnity Insurance.
Policies coverages
◉ Client consultation their office, your office, café, your home
◉ Promotions at shopping centres
◉ Networking events
◉ Hosting Business events such as breakfasts, seminars, etc.
Accepted Duties of a Virtual Assistant
◉ General administration, i.e. word-processing, responding to emails
◉ Broadcast emails
◉ Formatting of documentation
◉ Proof reading/editing
◉ Managing databases
◉ Data entry into spreadsheets
◉ Phone answering / reception duties
◉ Appointment setting / diary management
◉ Prepare newsletters and other Desktop Publishing documents
◉ Telemarketing
◉ Social media management
◉ Secretariat support for Not For Profit Organisations (membership management)/Association Management
◉ Internet research
◉ Organisation of meetings
◉ Website management/updates – conditions apply. Please refer to our office
◉ Marketing support
◉ Mail and email services
◉ Blog posts
◉ Transcriptions
◉ Minute taking
◉ Travel Bookings
Other Insurances We Can Assist With
◉ General Property
◉ Cyber Insurance
◉ Commercial Motor Vehicle
◉ Personal Accident (Income Protection)
◉ Corporate Travel Insurance
Here to help
If you would like to discuss your insurance arrangements, please give us a call. Our services are available Australia wide, and we will contact you at a time convenient for you.